Creator money
The average savings account pays % a year. These two pay a lot more for the same effort: one transfer, then nothing.
If you moved over
$5,000
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Two accounts
Side by side
No fluff
A $5 monthly fee eats the interest on a $1,500 balance. Anything with a maintenance fee is off the list.
Federal coverage up to $250,000. Non-negotiable.
Some banks advertise a headline APY that only applies above a balance tier you’ll never hit, or that expires in six months. Where there’s a string attached, I put it on the card instead of burying it.
Before you go